Auto Finance FAQs

Explore Financing FAQs at Swickard Buick GMC Thousand Oaks

Here at Swickard Buick GMC Thousand Oaks, we aim to make it easy for our customers to navigate the auto financing process. Between our online tools and our dedicated team of financing experts, our dealership is where you can find plenty of resources to help you dive into your buying experience here in Thousand Oaks. Still, we know our customers have questions, so we've compiled some financing FAQs here on this page.

Frequently Asked Financing Questions

Should I buy or lease a car?

When it comes to driving your dream car home, you have a couple of options. Buying might be a good fit if you prefer to own your car for many years and you want to enjoy the freedom to customize your car and drive as many miles as you please without worrying about extra fees for wear and tear. On the other hand, leasing is a popular choice for drivers who prefer to make lower monthly payments and drive brand-new cars more often.

Can I start the financing process online?

Yes. Our secure financing application makes it easy for drivers to dive into the financing process from the comfort of home in Simi Valley or Calabasas so that you can save time at our dealership here in Thousand Oaks.

What is the process of financing a car like?

We strive to make it as simple and straightforward as we can. Our financing team will work with you from start to finish to help you find a financing solution that works for you. We'll gather some key information from you, such as your income and employment information, and work with you to put together a financing plan that works for your specific needs.

Can I still get a car even if I have credit concerns?

We're proud to work with a wide range of drivers from a wide range of backgrounds here at our dealership, and we're ready to help you find a flexible financing solution even if you're concerned about the state of your credit.

Can I add warranties to my auto loan?

Yes. We know how important it is to protect your investment at our dealership serving Camarillo, and we'll work with you to ensure that your financing process inspires peace of mind by helping you add warranties to your loan. If you have any questions about the process or the warranties, you can depend on our team to guide you so that you can feel totally confident about every move you make.

What is GAP insurance?

GAP insurance helps to protect you in situations where your insurance might attribute a value to your car that is different from what you owe. In such situations, getting into a collision might leave you with a gap that you need to cover, which is where GAP insurance comes into play. GAP insurance takes care of the gap between what you owe and the value set by your insurance, which saves you from having to shoulder the financial burden.

Do You Have Further Questions?

Our team is here to help with your auto financing needs here at our dealership serving Woodland Hills. If you have questions that you didn't find the answers to on this page, please don't hesitate to reach out for more information. If you need any of the answers on this page clarified, you can always connect with our team of experts in our finance center. We'll be delighted to assist you.

Contact us today to find out more about financing your car at our Buick and GMC dealership!

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Get in Touch

  • Contact our Sales Department at: (805) 267-3700